Tonight, I am at the Hyatt Andaz Resort in Scottsdale, AZ, and yes I am working to push myself to the limit as usual, but I do not feel the stomach sinking feeling I did a few years ago at the Days Inn pool at 3 AM in Bradenton, FL, when I was worried my credit card would not get approved for the $49 nightly rate.

At that time in 2018, I had been in a transition between Medical Bill Gurus and another startup I was deeply vested in and was in the Tamp